Turn Invoices
into Cash Today

Across Southern Africa, the businesses that supply governments, mines and large corporates are often the ones most starved of cash. The work is done and the invoice is approved, but payment arrives months later. Meanwhile, the next order needs funding, and banks ask for property or fixed assets as security that a growing supplier often does not have.

Invoice discounting solves this by using the invoice itself as security. AfriTrade Capital advances an agreed percentage of an approved invoice's value upfront. When your customer pays, we release the balance less our fee. The quality of your customer's credit, not the size of your balance sheet, drives the decision.

Because funding is tied to your sales, it grows as you grow. A supplier who wins a larger contract can draw more funding against it, without renegotiating a fixed loan. For cross-border trade, we also handle multi-currency invoices and the documentation that goes with them.